With Synchrony consumer financing, jewelers can offer customers flexible financing terms to make their purchases more affordable with store-branded credit. The private-label credit program is designed to help you increase jewelry sales and margin, while enticing repeat purchases. Throughout all economic cycles, Synchrony has remained a strong and stable financing expert for more than 70 years. Synchrony is here for you today and will be here for you tomorrow.

Features of Credit Financing

  • JA-member rates result in increased margin
  • Increases repeat purchases after the initial sale with customized, store-branded credit card
  • Provides funding deposited directly into your bank account within 48 hours
  • High approval rates, plus instant credit decisions and easier financing with online Business Center
  • Non-recourse, a superior alternative to in-house financing
  • Synchrony offers dedicated service and support and will not cross-sell other products to your customers
  • Ensures you are 100% compliant with 2010 regulations
  • 24/7 access to your Best Customer List
  • Complimentary point-of-purchase materials

Synchrony Business Center

When you participate in the Synchrony credit finance program, you can use Synchrony's online Business Center — with free tools that make it faster and easier to manage your consumer financing program. The Business Center offers:
  • Sales analytics
  • Operations management
  • Marketing Toolkit: Create customized marketing materials, obtain lists of best customers and create highly targeted mailing lists.
  • Training: Access online self-paced training modules and teach your staff to sell more effectively with financing.

Luxury Card

The Luxury card, with your store name embossed, is a powerful loyalty tool. With their own dedicated line of credit, your customers have increased buying power that doesn’t tie up their other bank cards. Your customers will shop with confidence knowing they have the credit and payment flexibility to afford future purchases.

How to Get Started

Mention your JA membership to Synchrony to receive JA’s preferred special rates on their consumer financing

To Register: Click here & select "jewelry" from the options or call (866) 209-4457
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Find a JA Member Jeweler Near You

There are 8,000+ of them Across America

Jewelers of America

is the leading non-profit jewelry association in the United States. More than a century ago, Jewelers 
of America was founded by jewelers for jewelers to advance the jewelry industry and consumer trust.

JA membership consists of the most professional jewelry stores, jewelry designers and suppliers, manufacturers and businesses serving the fine jewelry marketplace.